Tool Comparison

SAP Concur vs Certify

Real trade-offs, pricing & decision guide — updated September 2026

and easily manage employee travel and expenses

Head-to-Head Comparison

Feature	Concur	Certify
Pricing	✓ detail	✗ detail
Setup	✓ detail	✗ detail
Manager dashboard	✓ detail	✗ detail
Receipt scanning	✓ detail	✓ detail
Real-time visibility	✓ detail	✓ detail
Approval	✓ detail	✓ detail
Offline	✓ detail	✗ detail
Team size	✓ 10-50 people	✓ 10-50 people

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Concur vs Certify: A Comprehensive Comparison of Expense Management Software

Expense management software has become an essential tool for businesses to streamline their financial processes, reduce costs, and improve employee productivity. Two popular options in the market are Concur and Certify. In this article, we will compare the pricing, features, receipt scanning, approvals, integrations, and team size suitability of these two software solutions. For a complete overview, see our expense management guide.

Pricing

Concur offers a tiered pricing model, with three plans: Professional, Business, and Enterprise. The Professional plan costs $9 per user per month, the Business plan costs $14 per user per month, and the Enterprise plan requires a custom quote. Concur also charges a transaction fee of 2.5% for credit card transactions.

Certify, on the other hand, offers a flat pricing model, with a cost of $8 per user per month, with no transaction fees. Certify also offers a free trial period, allowing businesses to test the software before committing to a purchase.

Features

Both Concur and Certify offer a range of features to manage expenses, including:

Expense tracking and reporting
Receipt scanning and storage
Automated expense approval workflows
Integration with accounting software
Mobile apps for on-the-go expense tracking

However, Concur offers more advanced features, such as:

Travel booking and management
Invoice management
Vendor management
Customizable workflows and approval processes

Receipt Scanning

Both Concur and Certify offer receipt scanning capabilities, allowing employees to quickly and easily capture receipts using their mobile devices. However, Concur's receipt scanning feature is more advanced, with the ability to automatically extract expense data from receipts and populate expense reports.

Approvals

Both Concur and Certify offer automated expense approval workflows, allowing managers to quickly and easily approve or reject expense reports. However, Concur's approval process is more customizable, with the ability to set up multiple levels of approval and assign different approvers for different types of expenses.

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Integrations

Both Concur and Certify offer integrations with popular accounting software, such as QuickBooks and Xero. However, Concur offers more integrations, including:

Travel booking platforms, such as Expedia and Orbitz
Vendor management systems, such as Coupa and Ariba
HR systems, such as Workday and BambooHR

Best for Which Team Size

Concur is best suited for larger teams, with 50 or more employees. Its advanced features and customizable workflows make it an ideal solution for complex organizations with multiple departments and approval processes.

Certify, on the other hand, is best suited for smaller teams, with fewer than 50 employees. Its flat pricing model and simple features make it an ideal solution for small businesses or startups with straightforward expense management needs.

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Verified Pricing Data

📊 Verified Data

PricingSAP Concur: None | Certify: None

Best ForSAP Concur: None

G2 ScoreSAP Concur: None | Certify: None

Key StatThe global expense management software market is projected to reach $17.26 billion by 2034, with a CAGR of 8.30% from 2026

Setup TimeSAP Concur: None | Certify: None

Feature-by-Feature Breakdown

AI Receipt Scanning

Automatically scans and extracts receipt information

Winner: Concur

Approval Workflow

Streamlines the approval process for expense reports

Winner: Concur

Real-Time Dashboard

Provides real-time insights into company spending

Winner: Concur

Mobile App

Allows users to capture receipts and submit expense reports on-the-go

Winner: Concur

Expense Policies

Automatically checks expenses against company policies

Winner: Concur

Setup Speed

Quick and easy setup process for new users

Winner: Certify

Honest Pros and Cons

What Certify does well

Ease of Use and Intuitive Interface: Many users find Certify to be easy to use, with an intuitive design and clear instructions, often requiring minimal training. The mobile app is frequently praised for its user-friendliness and convenience.

Efficient Expense Tracking and Submission: The software simplifies the process of tracking, organizing, and submitting expenses, leading to faster reimbursement times. Features like mobile receipt upload and automated scanning streamline receipt management.

Time-Saving Capabilities: Users report that Certify significantly saves time by automating various aspects of expense management, from receipt capture to report creation. The ability to upload receipts on the go and quickly add them to expense reports is a key benefit.

Robust Mobile Functionality: The mobile app is a standout feature, allowing users to easily track receipts and process expenses while traveling or on the go. This mobile-first approach enhances efficiency and organization.

Where it falls short

Outdated Interface and Technology

Other weaknesses

Related Reading

See how top managers set expense policies that teams actually follow.

How to Set Expense Policies Your Team Will Actually Follow →

Frequently Asked Questions

What are the initial setup and customization costs for SAP Concur vs. Certify for a growing teams?

SAP Concur typically requires a more substantial initial investment, with setup costs ranging from $2,000 to $10,000, depending on the level of customization and integration with existing SAP systems. Customization can add 10-20% to the total cost, depending on the complexity. For a growing teams, total costs might reach $15,000 in the first year, including a monthly fee per user (approximately $5-$10). In contrast, Certify offers more streamlined onboarding with lower setup costs, usually under $1,500, and customization costs are generally lower (5-10% of setup cost), leading to a potentially lower first-year total of around $8,000 for the same team size, with similar per-user monthly fees.

How do SAP Concur and Certify compare in terms of user adoption and interface simplicity for non-tech savvy managers?

SAP Concur's interface, while comprehensive, can be overwhelming for non-tech savvy managers due to its feature richness, potentially leading to a steeper learning curve. User adoption rates can suffer if thorough training isn't provided, with some teams reporting up to a 20% resistance to full adoption. Certify, on the other hand, is often praised for its more intuitive and simpler interface, facilitating easier onboarding with reported user adoption rates 15-20% higher than SAP Concur in similar team demographics, according to user review platforms. Certify's mobile app also receives higher ratings for simplicity and ease of use.

What are the key differences in expense reporting and approval workflows between SAP Concur and Certify for small to medium teams?

SAP Concur offers highly customizable expense reporting and approval workflows, which can be beneficial for teams with complex approval hierarchies but may overcomplicate simpler organizational structures. It integrates seamlessly with SAP's broader suite for financial management. For a growing teams, this might mean 5-7 approval levels configurable in Concur. Certify streamlines these processes with more out-of-the-box, straightforward workflows better suited for smaller teams, typically supporting up to 3-5 approval levels without extensive customization. Certify's workflow simplicity can reduce average approval times by up to 30% compared to more customized Concur setups.

How do SAP Concur and Certify support integration with existing accounting and financial systems for teams of 10-50?

SAP Concur, being part of the SAP suite, integrates seamlessly with SAP Financial Management solutions but may require more effort and potential custom development for integration with non-SAP systems, costing an additional $3,000 to $15,000 depending on the system. For a growing teams using non-SAP financial tools, this could add significant overhead. Certify boasts a broader range of out-of-the-box integrations with popular accounting software (QuickBooks, Xero, etc.), often requiring less custom work for teams not invested in the SAP ecosystem, with integration costs typically under $2,000. Certify's integration with non-SAP systems can save teams up to 40% in integration costs and reduce setup time by 50%.

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Core difference Pricing Verdict

Quick Verdict

Setup timeIncurdesk ✓

Manager UXIncurdesk ✓

Pricing clarityIncurdesk ✓

Offline useIncurdesk ✓

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Feature	Concur	Certify
Pricing	Tiered pricing model, with three plans: Professional ($9/user/month), Business ($14/user/month), and Enterprise (custom quote)	Flat pricing model, with a cost of $8 per user per month
Features	Expense tracking and reporting, receipt scanning and storage, automated expense approval workflows, integration with accounting software, mobile apps	Expense tracking and reporting, receipt scanning and storage, automated expense approval workflows, integration with accounting software, mobile apps
Advanced Features	Travel booking and management, invoice management, vendor management, customizable workflows and approval processes	—
Receipt Scanning	Automatically extracts expense data from receipts and populates expense reports	Allows employees to quickly and easily capture receipts using their mobile devices
Approvals	Customizable approval process, with multiple levels of approval and assign different approvers for different types of expenses	Automated expense approval workflows, allowing managers to quickly and easily approve or reject expense reports
Integrations	QuickBooks, Xero, Expedia, Orbitz, Coupa, Ariba, Workday, BambooHR	QuickBooks, Xero
Best for Which Team Size	Larger teams, with 50 or more employees	Smaller teams, with fewer than 50 employees